The Senior Underwriter will work directly with field advisors and clients with insurance applications. This position is responsible for underwriting insurance applications within strict guidelines up to $3,000,000 of life insurance face amount and $5000 monthly benefit on disability.

Key Responsibilities

Review applications from advisors to determine insurability, categorize the risk to determine the appropriate premium and rating class.

Review and assess medical and non-medical requirements, partner with medical director, leadership and peers as needed to determine insurability. On average, actively manage case load of 250 plus applications.

Direct contact with field to gather financial and medical information on clients, communicate underwriting risk assessment decisions and to assist the field throughout the insurance process.

Provide formal mentoring of less experienced underwriters. Co-signing on all policies up to $3,000,000 on life insurance and $5,000.00 monthly benefit on disability amounts for underwriter trainees.

Travels to field offices or presents via Web-ex, conference calls, or other available technology for the purposes of coaching, training and relationship building with advisors.

Required Qualifications

Bachelor's degree or equivalent
3-5 years relevant experience with Individual Life and/or Disability Underwriting
Demonstrated decision making skills.
Excellent communication skills.
Demonstrated analytical skills.
Ability to coach and mentor others.

Preferred Qualifications

Have or be working towards designations such as FALU, CLU, FLMI, etc.

About Our Company
We're a diversified financial services leader with more than $1 trillion in assets under management and administration as of 2022. Our team of 20,000 people in more than 20 countries, advise and manage assets and income of more than 2 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer. Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses - Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.

Base Pay Salary

$70,000 - $75,000

Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, genetic information, age, sexual orientation, citizenship, gender identity, disability, veteran status, marital status, family status or any other basis prohibited by law.

Full-Time/Part-Time

Full time

Exempt/Non-Exempt

Exempt

Job Family Group

Business Support & Operations

Line of Business

INSUR Insurance